Kifiya Financial Technologies External Vacancy Announcement

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Position: Financial and Credit Risk Analyst

Location: Addis Ababa, Ethiopia
Employment Type: Full-Time
Career Level: Mid-Level (3–5 years of experience)

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🏢 About Kifiya

Kifiya is an AI-powered ecosystem technology company focused on intelligent decisioning, financial services, digital agriculture, and smart mobility. For over a decade, we’ve delivered transformative initiatives to address market failures and promote financial inclusion for MSMEs, smallholder farmers, and low-to-middle-income individuals. Kifiya is scaling its infrastructure to foster a more inclusive and sustainable Africa.

🌱 About the Program – SAFEE Shared Facility

The Sustainable Access to Finance to Enable Entrepreneurship (SAFEE) program is a $1.2 billion partnership between Kifiya and the Mastercard Foundation, aimed at supporting nearly half a million youth- and women-led MSMEs. It provides infrastructure, analytics, and tools to promote inclusive finance and responsible lending through innovative credit-risk mechanisms.

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🧾 Job Summary

We are seeking a Financial and Credit Risk Analyst to strengthen our risk management practices, monitor loan portfolio performance, and support AI-driven financial dashboards. The ideal candidate will possess solid financial analysis skills, a strong risk mindset, and experience in credit portfolio tracking and modeling.

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🛠 Key Responsibilities

• Assess liquidity deployment and portfolio risks.
• Monitor disbursement and repayment performance; classify loan provisioning.
• Identify trends and make recommendations to improve credit quality.
• Prepare financial models, dashboards, and reports for stakeholders.
• Monitor guarantee usage and contribute to risk-sharing evaluations.
• Track fund forecasting metrics and portfolio risk utilization.
• Ensure compliance with risk policies and relevant standards.
• Support continuous improvements in risk monitoring systems.

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🎓 Required Qualifications

• Education: Master’s Degree in Finance, Banking, Economics, Risk Management, or a related field.
• Experience: 3–5 years in financial risk analysis or credit portfolio management.

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✅ Required Skills

• Financial tracking and fund utilization reporting
• Credit classification & provisioning (e.g., IFRS 9)
• Strong Excel and financial modeling skills
• Risk dashboard and data visualization experience
• Excellent written and verbal communication
• High attention to detail and data interpretation

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📬 How to Apply

Interested candidates should email their resume to:
📧 hr@kifiya.com
📌 Use the subject line: “Financial and Credit Risk Analyst”

Application Deadline: May 27, 2025

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🟦 Kifiya is an equal opportunity employer. We value diversity and inclusion and encourage all qualified individuals to apply.

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