Shabelle Bank External Vacancy Announcement

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Position: Senior Credit Review Officer (Internal/External)

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About the Bank

Shabelle Bank is a fast-growing full-fledged interest-free bank committed to providing Shari’ah-compliant financial services that support business growth and financial inclusion in Ethiopia. The Bank seeks to strengthen its Credit Risk Management Division by hiring a qualified and experienced professional.

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Job Objective

The Senior Credit Review Officer will support the Bank’s credit risk management function through the effective review, assessment, and monitoring of loan portfolios across all branches. The position plays a critical role in ensuring prudent lending practices and maintaining a sound credit portfolio.

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Key Duties and Responsibilities

• Identify gaps in underwriting, approval, monitoring, relationship management, and credit administration processes.
• Provide professional consultation to lending and credit personnel, auditors, and regulatory examiners.
• Ensure consistent application of firm-wide Credit Review policies and procedures.
• Identify loans with potential credit weaknesses and trends that may affect collectability.
• Develop, implement, and oversee risk-based credit review programs for all loan portfolios.
• Identify existing and emerging issues related to credit quality and risk concentration.
• Prepare detailed risk assessment and loan review reports for both financial and non-financial activities and submit to the Risk and Compliance Division Manager.

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Educational Qualification and Experience

• Master’s Degree or BA Degree in Economics, Management, Accounting, or other business-related fields.
• Experience:
  • 3 years (for Master’s Degree) or 5 years (for BA Degree) of relevant banking experience,
  • Of which 2 years must be as a Credit Review Officer or equivalent role.

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Required Skills and Competencies

• Strong analytical and problem-solving skills.
• Excellent understanding of credit risk principles and banking operations.
• Ability to identify and assess loan portfolio risks.
• Good report writing and communication skills.
• Proficiency in Microsoft Office applications and data analysis tools.
• Strong account management and organizational abilities.

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How to Apply

Interested and qualified applicants should submit a short CV (maximum 3 pages, PDF format) through the online platform:
🌐 www.ethiojobs.net

📌 Note:

• Only shortlisted candidates will be contacted.
• Hard copy or physical applications will not be accepted.
• Shabelle Bank does not charge any fee at any stage of the recruitment process.
• The Bank reserves the right to cancel the position at its discretion.

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