Zemen Bank S.C Vacancy Announcement


Zemen Bank S.C invites qualified and competent applicants to apply for the following vacant position.


Position: Senior Officer – Credit Workout


Job Summary

The Senior Officer – Credit Workout is responsible for minimizing and closely monitoring the Bank’s non-performing loans (NPLs) to improve asset quality and enhance overall profitability. The position plays a key role in implementing effective credit workout strategies and ensuring timely remedial actions.


Major Duties and Responsibilities

  • Review borrowers’ loan files and accounts to identify loans requiring workout actions
  • Conduct regular assessments to identify problem areas in loan collection and recommend remedial measures
  • Identify and recommend problem loans for transfer to the Legal Department
  • Review customer complaints and ensure timely resolution of customer inquiries
  • Implement credit workout strategies, programs, policies, procedures, and standards
  • Recommend necessary improvements to credit workout-related frameworks
  • Prepare analytical reports on workout cases and submit them to the appropriate Credit Committee for decision

Educational Qualification

  • Bachelor’s / BSc Degree in Accounting, Finance, Management, Economics, Business Administration, or related fields

Work Experience

  • Minimum of 4 years relevant work experience
  • At least 2 years at the level of Officer or equivalent

Required Skills

  • Strong analytical skills
  • Effective communication skills
  • High attention to detail

How to Apply

Interested and qualified applicants who meet the above requirements are invited to submit:

  • Application letter
  • Updated CV
  • Relevant credentials

📌 All documents must be in PDF format and the position applied for should be clearly stated.

🌐 Apply through: www.ethiojobs.net